All You Need To Know About Kredi Bank, Loan

Basically, Kredi Bank allows you to conduct all of your transactions from anywhere and at any time. In addition, the organization assures a secure and stress-free service. This eliminates the stressful transaction process that is frequent in traditional banks. Everything you need to know about Kredi and what they stand for can be found here.

An Overview of KREDI

Kredi is a renowned digital bank and financial services provider in Nigeria. The company focuses on providing innovative products while also being convenient. Kredimoney Microfinance Bank is the bank’s parent company, which was founded in 2010. Essentially, they offer a wide range of services to both businesses and individuals. They are solely focused on guiding Nigerians smoothly into the digital banking future.

In addition, the company has a reputation for being customer-focused. While treating your current problems, they aggressively seek out answers to any future problems you may have. You can feel confident entrusting your investment and privacy to them because they have safeguards in place to preserve your privacy.

What services does Kredi provide?

Essentially, they have three main products. Among them are:

1. Kredi Savings .

Kredi savings, as the name suggests, allows you to save money in exchange for enticing returns. It is broken down into four sections. They are as follows:

a. Kredi Daily Discounts

You can save money and get returns on your savings by saving every day. Your money accumulates interest and expands over time without worry if you save every day.

b. Kredi Vault

You can lock your money for a set length of time and earn interest with Kredi Vault. In a nutshell, an automated process is in place to ensure that you can lock your money with ease and maximize your profits.

c. Kredi Pot

This program allows you to set financial objectives and targets while earning incredible income as you save toward them. Your financial objectives are your top priorities, and achieving them is a must.

d. Kredi Edupot

Put your children’s future in capable hands by putting money aside for their education. In exchange, your savings will grow in value over time.

  1. Kredi Loans

This product provides loans to both individuals and enterprises to ensure the smooth operation of the business. The Kredi loan is divided into four sections. They are as follows:

a. Kredi SME (Small and Medium-sized Enterprises) loan: With this product, you can get a loan for your firm without putting up any collateral. This loan can be used to start, grow, rescue, or expand your company.

b. Kredi Nano-Loan: Nano-loans are modest, short-term loans that can help you save money when you need it. Simply said, regardless of whether you get a wage or not, this product allows you to access up to NGN 100,000.

c. Kredi Salary-Backed Loan: This product is only available to salaried individuals. You can borrow up to N5 million with a repayment period of 18 months if you take up a salary-backed loan.

d. Kredi Collateral-Backed Loan: These loans have collateral attached to them as security. Customers can also get instant bank loans without putting up any collateral.

3. Services provided by Kredi Digital Banking

To ensure your convenience, the bank is fully automated with digital services. You can simply pay your bills, top up your airtime, fund your account, and transfer money with Kredi.

What is the procedure for downloading the Kredi app?

To get the Kredi app, click here. Follow the steps below to get started:

  1. Go to the App Store for iOS or the Google Playstore for Android.

  2. Go to the App Store and search for Kredi.

Basically, the app allows you access to all of Kredi’s products and services.

How do I apply for a Kredi loan?

Follow the procedures below to get a loan on Kredi:

  1. Get the Kredi app on your phone.

  2. Create an account by filling out the app’s registration form.

You can acquire a loan from them if you follow the instructions above.

How can I use Kredi to save money?

Follow the steps below to save money with Kredi:

  1. Get the Kredi app and register with it.

  2. Add money to your Kredi wallet by transferring cash into it.

  3. Kredi keeps your funds safe until you need to withdraw them.

In addition, depending on how long you save, your money will earn interest.

What is the Kredi Bank’s business model?

They are a digital bank that works mostly on your phone or computer. They do, however, have a physical location in Lekki, Lagos.

How can I get in touch with Kredi?

You can get in touch with them via the following methods:

Address: Plot 8, Babatunde Anjous Road, Lekki Phase 1, Lagos

Phone numbers: +234 1888 5557, +234 1888 5558

Email address:


Source: Nyscinfo

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top