NIRSAL Microfinance Bank Loan Login Portal

NIRSAL Microfinance Bank, also known as NMFB, is a subsidiary of the Nigeria Incentive-Based Risk Sharing System for Agricultural Lending (NIRSAL), which was established and incorporated in 2011 and 2013, respectively, by the Central Bank of Nigeria (CBN). Its purpose is to facilitate the flow of finance and investments into fixed agricultural value chains. In this piece, we will explore the NIRSAL Microfinance Bank Login Portal and the various loans available.

The primary goal of creating NIRSAL is to address the underlying causes of low funding in the agriculture sector. NIRSAL Microfinance Bank has emerged as one of the leading banks in Nigeria, fully accredited by the Central Bank of Nigeria to provide loans for diverse purposes. Among these loans is the Nirsal COVID-19 loan.

Whether you are interested in micro-savings, loans, or school-targeted loans, NMFB has you covered. With over 120 branches across Nigeria, NIRSAL Microfinance Bank is dedicated to delivering exceptional financial services to every nook and cranny of the country.

NIRSAL Microfinance Bank Login Portal For Loans

The login portal for loans and other financial services is, If you are interested in getting loans from NMFB, the bank offers the following products:

1. The Agric, Small Medium Enterprise Scheme (AGSMEIS)

The NIRSAL AGSMEIS loan is an agric loan that offers up to N10 million to Micro, Small and Medium-scale Enterprises (MSMEs) in Nigeria.


To be eligible for this loan, you
business must be involved in;

  • Creative/Art industries: fashion, beauty, apparel and textile, arts and entertainment.
  • Industrial/Manufacturing: automobiles, agriculture and allied processing.
  • Information/Communication Technology: telecommunication, media & publishing.
  • Hospitality: catering, event management.

Interest rate

NMFB charges a single-digit interest of up to 9% per annum.


They don’t require any collateral

2. Anchor Borrowers Program

The Anchor borrowers’ program is the Central Bank of Nigeria loan aimsed at creating and fostering a link between companies that involves in the processing sector and small-scale farmers who deal in essential agricultural commodities.

3. NMFB Access Target Account

It is a saving scheme that targets micro, small, and medium-scale enterprises (MSMEs), as well as individuals, looking to cultivate a healthy saving culture. Through this scheme, NIRSAL Microfinance Bank ailllds its customers in saving for a variety of specific reasons, such as rent, purchase of goods, purchase of equipment, or even for festivities.

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