If you pay close attention to online activities and tech news, you’ll notice that things are getting a lot easier in terms of how we handle things that require physical presence. Are you seeking for simple and convenient ways to bank digitally? I’ve compiled a list of the finest digital bank applications in Nigeria for banking on your Android and iOS smartphones.
We no longer need to go to the bank before we can open a bank account; digital banking has made it all so much easier, and I can’t tell you how amazing that is, especially in Nigeria, where life is generally chaotic. Just as you can sell gift cards on apps, invest in US stocks from Nigeria, and quickly exchange your bitcoin, digital bank apps allow you to have a bank account, send and receive money, and pay bills without having to go to the bank.
Today’s article will cover a list of digital bank applications in Nigeria. I’ll be listing the finest digital bank apps in Nigeria that you can use on your Android and iOS device, and you can bank effortlessly anywhere in Nigeria with these apps.
Apply For: CBN Non-Interest Loan 2023
Best Digital Bank Apps In Nigeria For Android And iOS
There’s no nicer feeling than creating a bank account without the need for documentation; all you need is your BVN and you’re ready to go, and Sparkle makes it simple. Sparkle allows you to open a bank account in the blink of an eye. It’s one of the fastest and best.
Sparkle, in addition to being one of the best digital banking apps, is also a fantastic investing software. You can save and invest on the Sparkle app and earn a good interest rate when you need your money. Sparkle has excellent customer service and is licensed by the CBN, so there’s no need to be concerned about its validity.
FirstBank Digital Banking
If you want to open an account with First Bank but don’t want to go through the traditional process, FirstBank Digital Banking is an excellent alternative that is both quick and convenient. You can use the FirstBank Digital Banking app to send and receive money, as well as view account details and balances.
FirstBank Digital Banking also allows you to make large deposits at any time, and you can easily get your debit card approved. FirstBank Digital Banking is one of Nigeria’s greatest digital bank apps.
Rubies Digital Bank
Rubies Digital Bank is another digital bank app in Nigeria that you’ll enjoy using. It’s free, just like the others I’ve mentioned, but what I like best about it is that you can have your own unique account number, which means you can customize how your account number appears.
You can also get a debit card with no fees, make payments, and you will not be charged for VATs or any other fees. Rubies Digital Bank has excellent customer service, so if you have any problems, they will help you as soon as possible.
ALAT by Wema
ALAT is a digital bank that Wema Bank introduced a few years ago, and it’s been a stress-free bank app since then, with a large number of users utilizing it to make payments, settle bills, and send and receive money at any time. ALAT has a lot of features and excellent services.
On ALAT, you can request USD, EURO, or GBP debit cards for as little as N1000 naira, and you can also open a free domiciliary account to receive money in USD, EURO, and GBP. It’s one of the top digital bank apps in Nigeria, and it’s available on both Android and iOS.
Kuda bank is another digital bank app I’m familiar with and can say it’s been great so far, allowing one to make an online payment from the comfort of their own home while also saving and earning 15% interest on savings made with them. Kuda is free and does not charge for transactions, and it is also safe and secure, as well as CBN-licensed.
You can open a Kuda bank account with your BVN and request a free debit card to conduct online payments and withdrawals. Kuda is an excellent digital banking software and one of the top digital banking apps in Nigeria.
V by VFD
V by VFD or VFD Microfinance Bank is one of Nigeria’s most remarkable digital banks, making banking incredibly simple these days. I’d had this app on my phone for a while but hadn’t used it until this month. After spending some time with it, I realized there’s a lot to love with V by VFD.
You may effortlessly register a bank account with V by VFD, send and receive money without VAT costs, recharge your phone, pay education fees, pay power and TV bills, and much more, all without hassle. V by VFD is one of Nigeria’s greatest digital bank apps, featuring a pleasant user interface.
You’ll find it really simple to open a bank account, make payments, send and receive money in Nigeria, all without experiencing any worry thanks to the digital bank apps I’ve highlighted.
Apply For: CBN Non-Interest Loan 2023