Zenith Bank is steadily evolving into a major Nigerian bank that is technologically oriented, as well as a global financial organization that offers a unique range of financial services. Jim Ovia CFR started the bank in 1990, and it has since evolved to become an African financial giant. Zenith is currently the continent’s sixth largest bank. In this article, I will explain how to obtain a Zenith Bank virtual card.
Understanding The Zenith Bank Virtual Card
Zenith Bank Virtual Card is a novel way to pay without the burden of carrying cash. Zenith Bank’s innovative idea allows clients to buy goods and services both online and in stores.
Users can enjoy adjustable spending restrictions, simple access to cashless transactions, and receive benefits for every purchase made with their card with this virtual card.
The Zenith Virtual Card is based on Visa technology and functions similarly to any other Visa debit or credit card. In a few simple steps, you can register for the card using your Zenith bank online banking account or mobile app.
After successfully registering, you may easily add money to your wallet and begin making purchases right immediately, with no transaction fees applied to any purchases made up to a daily maximum of 5 million Naira established per user per day.
What Benefits Do I Get For Using Zenith Bank Virtual Card?
- Customers who are constantly on the go will appreciate this because there is no need to bring around physical money; all you need is your phone and the debit/credit card credentials saved on your device!
- Users will earn reward points every time they use their Zenith Virtual Card, whether online or offline, which can then be redeemed for further shopping discounts at various merchant platforms like Shoprite Nigeria, among others, allowing them to save even more money each time.
- All transactions are monitored 24 hours a day, seven days a week by a secure fraud monitoring system, so consumers don’t have to worry about security while making payments online with this virtual prepaid option from Zenith Bank.
Requirements For Zenith Bank Virtual Card
- Active Zenith bank account holder
- Must be a registered Zenith bank USSD code user.
- Must be a registered Zenith bank internet banking user.
- A valid BVN
How To Get A Zenith Bank Virtual Card
- Follow the onscreen directions to generate your virtual card by dialing *966*2273#.
- Dial *966*2273#, pick option “2,” and then follow the prompts to obtain your “Primary Account Number” PAN, “Card Verification Value” CVV, and card expiration date, or click on this “Request virtual card” link.
- After you’ve navigated, enter your BVN and date of birth, then validate to finish your application.
- To create your Virtual card PIN, dial *966*2273#, then select option “3” and follow the onscreen instructions.