How to Apply for NYSC Business Loan (2024)

Are you a Member of the National Youth Service Corps (NYSC) or ex member seeking a government loan to kickstart a business in Nigeria? If ‘yes’, this article provides you with the guide on how to apply for the NYSC business loan in Nigeria. Read on to discover the eligibility criteria, benefits, and the application process. You may also like to read how to apply for NYSC foundation loan in Nigeria.

What is NYSC Loan?

The NYSC business loan is a unique opportunity facilitated by the Central Bank of Nigeria and Heritage Bank, in collaboration with the Youth Innovative Entrepreneurship Development Programme (YIEDP). This initiative aims to empower graduates by providing financial support to start businesses, fostering self-employment, and creating job opportunities.

Eligibility Criteria

To qualify for the NYSC business loan, applicants must meet the following criteria:

  • Age bracket of 18 to 35 years.
  • Serving Corps members or ex-Corps members (within 5 years of post NYSC).
  • Must have a feasible business idea.

Loan Amounts and Categories

Individual applicants can access up to N3 million, while a group of 3-5 applicants can apply for a loan of up to N10 million.

Eligible Business Sectors

The loan is available for businesses or business ideas in various sectors, including Agro-allied, Technology (ICT), Automobile, Power & Energy, Film and Photography, Construction Support, Education and Financing, Food Processing, Information and Communication Technology (ICT), Manufacturing, Cottage Industry, and others.

Application Instructions

1. Apply through the official portal.

2. Use your NYSC State Code for the application.

3. Apply individually or as a group of 3-5 people.

4. Individual applicants can access up to N3 million, while groups can access up to N10 million.

5. Submit one business idea at a time.

6. Track your application process through the portal.

Collateral Requirements

Applicants must provide specific documents, including Tertiary Institution Certificate, NYSC discharge certificate, or a pledge if still serving, and additional documents if assets are financed by other banks.

Application Process

1. Visit the official portal: https://www.yiedp-hbng.com/

2. Register by filling out the online form.

3. Submit your application.

4. Await an official review from Heritage Bank.

5. Successful applicants will be contacted, and funds will be deposited into their bank accounts.

Conclusion

The NYSC business loan is a golden opportunity for young entrepreneurs to turn their business dreams into reality. Act now by visiting the official portal and applying for this transformative program.

Remember, the application process is free, and the portal will be open for a limited time. For more information, check out the NYSC Foundation Loan program. Seize the chance to kickstart your entrepreneurial journey.

258 thoughts on “How to Apply for NYSC Business Loan (2024)”

  1. I am batch c 2018 stream 1corp member, please I really need the loan to up build my business and to also help others by employment..

  2. my name is Atane blessing from Edo state,a graduate of auchi polytechnic, Edo state,serve at ekiti.
    having little boutique business that I am managing at asaba and my saed are leathers work(shoes and bag making).
    I am interested with the loan to become a successful business man, please help me sir

  3. My name is okeke chiamaka ifunanyachukwu from Anambra State a graduate of federal polytechnic oko Anambra State currently serving in Taraba state I am a business lady currently doing my business in kwara state but I am interested in the loan for me to boost my business to a better one sir please I need the loan
    Here is my mobile line 07019719911.08100553044

  4. Ajoku Gloria Chiamaka

    Am Ajoku Gloria Chiamaka, graduate of rivers state university currently serving in Anambra.
    Am interested in the loan to establish a business in order to make me become successful.

    07063281287

  5. meti monday ukpeh

    l am meti monday ukpeh

    from Akwa ibom state

    law graduate, and l have registered for NYSC SERVICE this year.

    l am interested in the loan.

    080210-92206

  6. Adeagbo Monsurat Adebimpe

    I am Adeagbo Monsurat Adebimpe from too state, a graduate of Ladoke Akintola University of technology Ogbomoso,Oyo state, served at katsina state.
    I am interested with the loan to become a successful business woman, please help me sir

    1. Emmanuel Christopher

      My Name is Corper, Emmanuel Christopher, I really need the Loan to start my business.

  7. Adediji Comfort Ene

    I am Adediji Comfort Ene from benue State, a graduate of Federal University of Agriculture makurdi Benue . I studied chemistry, I served in Oyo State and passed out June 2019. I’m interested in the loan for my organic Skincare production….08108597660

  8. Nura Salihu Ubandoma

    Nura Salihu Ubandoma, a graduate from BAYERO UNIVERSITY KANO. I study MASS COMMUNICATION. I am currently selling MOTOCYCLE AND BYCICLE SPARE PARTS. I seriously need this LOAN. 08033385463

  9. My name is Ojo michael,I am from Ondo stste,currently serving in river state.I have an Entrepreneur ing skill on Automobile.I will like to take this loan to Open my own workshop.please I need a good reliable way of getting this loan.thank

  10. oloyede oyewale toyin

    oloyede oyewale toyin am from kw’st federal polythenic offa i’m currnt batch member of NYSC 2019/2020 i have interest to collect laon during my service in other to meet livestock farming project please assist me to get the laon so that i can be financially independent and to be self employed and self reliance.

  11. AKINOLA AYOMIDE ISAAC

    I am Akinola Ayomide Isaac,a graduate of University of Nigeria, Nsukka. I studied political science and I learned tailoring work as well. Pls I’m interested in obtaining the loan. 08164610283 / akinolaayomide51@gmail.com

  12. Ibrahim Taofeek Kayode

    I am Ibrahim Taofeek Kayode a graduate of federal cooperative college Kaduna studied cooperative economic and management serving in Kaduna now am interesting in the loan contact phone number 08036391001 email address ukayode177@gmail.com

  13. Lukmon ahmed lekan

    My name is Lukmon Ahmed Lekan, a graduate of The polytechnic, of Ibadan studied Slt(applied Chemistry) currently serving in Ekiti state, Am also interested in loan to help me in my production of paint.

  14. Sadiya Abdullahi Elayo

    My name is sadiya Abdullahi Elayo.please I’m also interested for the loan. I graduated from nasarawa State University.I finished serving in June 2019 i read business administration and i want to comence business on my own. Please help me sir.my email and my contact. Sadiyaotusha1@gmail.com.07037556652

  15. idongesit ndiok

    Please am interested with the loan . Am idongesit I ndiok, I passed out last year July uptil now am not working , I graduated in 2016 in chemistry. Please notify me through my phone number and my email 07055976836 iekpo80@gmail.Com.Thanks

  16. Aliyu Abdulkadir Toro

    Hi I am Aliyu Abdulkadir Toro, a graduate of Abubakar tafawa Balewa University, Bauchi. I studied Agricultural Economic and Extension, presently serving in Edo state. I am also interested with the loan to improve my farming activities.

    1. I am Salaudeen Abdulhamid Adebayo from Oyo State, a graduate of University of Ilorin, Ilorin, Kwara State, served at Katsina State.
      I am interested in a food processing business.
      Please notify me via my mail, salaudeenhamid01@gmail.com , Thank you.

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