In this post, we will show you how to withraw money from bank Automated Teller Machine (ATM) without using your ATM card.

So, it is possible to withdraw your money from ATM without using your ATM card, and we will show you how it works right here. Just keep reading.

If you visit an ATM gallery, and discover that you are not with your ATM card, you don’t have to turn back. The world is now a global place, and each new day takes us closer to more advanced technology.

Gone are the days when if you lost your ATM card you can’t withdraw money from ATM until you get new card.

How to withdraw money from ATM without Using Card

To use the Access Bank cardless withdrawal service, follow the below procedures:

1. On your mobile phone, dial *903# from your registered mobile number.

2. Select Withdraw Money (or register if you have not).

3. Enter the amount you want to withdraw and validate the transaction with your PIN.

4. You will receive a transaction code via SMS.

5. Visit any Access Bank ATM (without ATM card).

6. Press ‘0’ on the ATM to perform a cardless withdrawal.

7. Select Access Money.

8. Enter your phone number, and amount initiated.

9. Input the transaction code received and select Continue.

Congratulations! The ATM will dispense your cash.

How to use Fidelity Bank card less withdrawal service

Follow the steps below to use Fidelity Bank cardless withdrawal service:

1. Dial *7708*Amount# from your registered mobile number.

2. Follow the on-screen prompts to create a one-time OTP (PIN).

3. Enter your instant Banking PIN to confirm the transaction.

4. A paycode will be generated and sent to you as SMS.

5. Visit any ATM Gallary

6. Press any key on the ATM and select PayCode Cashout or Dial4Cash.

7. Input the 4 digits one-time TOP (PIN) you received through SMS.

8. Enter paycode that you received on your mobile number.

9. Select the same amount as you entered at the beginning of this process.

Congratulations! At this point, ATM will dispense your cash.

How to use union bank cardless withdrawal service

Follow the steps below:

1. Dial *826# from your registered number.

2. Follow the on-screen instructions to generate a paycode and PIN.

3. Go to any cardless-enabled ATM.

4. Press the “Enter” key on the ATM and select Paycode.

5. Follow subsequent instructions to finalize your transaction.

How to Use UBA Cardless Withdrawal Service

1. Dial *91930*Amount# from your registered mobile number.

2. When you follow the on-screen prompt, you will receive a cashout code sent to your mobile phone through SMS.

3. Go to any cardless-enabled ATM.

4. Press any button on the ATM.

5. Select “Paycode Cashout”.

6. Enter the code you received on your phone via SMS.

7. Enter the amount you want to withdraw (must be same as you requested on your phone).

8. Finally, press OK.

If your transaction is verified, the ATM will dispense your cash.

How to Use GTBank Cardless Withdrawal Service

1. Dial *737# frI’m your registered mobile number.

2. Enter “8” to select Next Page.

3. Select Cardless Withdrawals.

4. Enter ‘1’ to select GTBank or ‘2’ to select ‘Other Bank’.

5. If you select ‘Other Bank’, enter ‘2’ or ‘1’ to select POS or ATM respectively.

6. Enter the amount to withdraw.

7. Input a 4 digit code to set as your Cash-Out PIN.

8. Enter your pre-selected 4 digits PIN.

9. You will receive a reference code via SMS.

10. Go to GTBank ATM

11. Press “Enter”.

12. Select the “Cardless Withdrawal(GT-Rescue)” option.

13. Enter the Reference Code you received via SMS.

14. Enter Amount (same as selected during your request on your phone).

15. Press the Enter button.

The ATM will dispense your cash.

Withdrawing from Other Bank’s ATM

1. Locate other bank ATM.

2. Press the “Enter” button.

3. Select the PayCode

4. Enter the PayCode number you received on your mobile phone.

5. Input your pre-selected Cash-Out PIN Number.

6. Enter Amount

7. Press Enter button.