List of Nigerian Banks Mobile Transfer USSD Codes

Unlike before Banking in Nigerian has been made easy, you can easily transfer money from you bank account to another bank account simply by dialing a USSD code on your mobile phone. In this article, we shall show you the list of Nigerian Banks mobile transfer USSD Codes.

Any mobile phone can be used to perform this mobile transaction without having to visit your bank or using a mobile application; only that the phone number on any cell phone you are to use must be linked to your Bank account. For example, during opening of a Bank account, your phone number will be linked to your Bank account, only phone numbers that are linked to your bank can be able to access your Bank account for any mobile transaction USSD code.

All the Nigerian Banks are now using the Unstructured Supplementary Service Data (USSD) to aid mobile banking in the country. Currently, the use of USSD code system is the best service method ever in the mobile banking system. It aids customers to make mobile transactions freely and easily. However, it’s important to note that USSD code for mobile banking varies from one Bank to another, so here we are going to give you the complete list of mobile Banking Codes for all the banks in Nigeria.

Access Bank

To transfer do mobile transfer, simply dial this USSD code 9011AmountAccount Number# and follow the instructions that follows.


Sorry for CitiBank users, your bank currently does not have USSD code

Diamond Bank

To transfer money for Diamond Bank users, dial 710Amount*Account Number# on your phone

Eco Bank

Eco Bank users, dial this code on your mobile phone 326Amount*Account Number#

Fidelity Bank

The Fidelity Bank transfer code is 770Amount*Account Number#

First Bank

The First Bank transfer code is 894Amount*Account Number#, just dial it and then follow further instruction.

First City Monument Bank (FCMB)

FCMB users have to dial this code 329Amount*Account Number# but if case you do not have the PIN, you have to visit any of their branches to get the PIN first before you start using the code.

Guaranty Trust Bank (GTB)

To transfer money from your GTB account, dial 7371AmountAccount Number# and then follow the instructions

Heritage Bank

The transfer code for heritage bank is 322030AmountAccount Number#

Keystone Bank

The mobile transfer code for Keystone bank users is 322082AmountAccount Number#

Skye Bank

Syle bank users, your mobile code is 833Amount*Account Number#

Stanbic IBTC

Stanbic IBTC code is 909Amount*Account Number#

Sterling Bank

Sterling Bank’s transfer code is 822Amount*Account Number#

United Bank for Africa (UBA)

UBA’s users should dial this code 919Amount*Account Number#

Union Bank

The union bank transfer code is 826Amount*Account Number#

Unity Bank

The unity bank transfer code is 7799Amount*Account Number#


Wema bank users, dial 945Amount*Account Number#


The Zenith bank mobile banking transfer code is 966Amount*Account Number#

BVN retrieve Code

If you don’t know your BVN code, kindly dial 5650#



You can as well dial any of the following USSD codes, and then follow the instructions. With the codes below you can make transfer and buy AIR TIME to any of your preferred network.

List of Nigerian Banks Mobile Transfer USSD Codes

  1. Access Bank: *901#
  2. Diamond Bank: *710#
  3. Eco Bank: *326#
  4. Fidelity Bank:  *770#
  5. First Bank: *894#
  6. FCMB: *329#
  7. GTBANK: *737#
  8. Heritage Bank: *322#
  9. Keystone Bank: *533#
  10. Skye Bank: *833#
  11. Stanbic IBTC: *909#
  12. Sterling Bank: *822*#
  13. UBA: *919#
  14. Union Bank: *826#
  15. Unity Bank: *7799r#
  16. WEMA Bank: *945#
  17. ZENITH Bank: *966#
  18. BVN retrieve Code: *565*0#

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