Urgent need does not put anyone on notice before showing up at any time of the day and anywhere. It is also not a respecter of anyone, no matter how highly placed you think you are, as an individual. And when it comes to a discussion about urgent needs in Nigeria, the most hard-hit people are the salary earners who have to wait until the end of the month and sometimes into the beginning of a new month before they can address some of their pressing financial needs. This article is about how you can apply and get Access bank Small Ticket Personal Loan
If you belong to the league of salary earners and you have been left stranded before, or you are even currently stranded in terms of finance to take care of urgent needs, Access bank Small ticket Personal Loan is all you need to get whatever issue there is out of your way to allow you to concentrate on other things.
Trust our information, you can get a loan of 400% of your net monthly salary and pay it back in twelve (12) months. Please, pay attention to every detail of this article as we share all you need to know about the loan product and how you can get it.
Access Bank Small ticket Personal Loan
As part of Access bank’s policy of good customer relationship, the bank continues to design customer-friendly products that will better the lives of its customers. Hence the launch of the Small ticket Personal Loan. The Small ticket Personal Loan allows you access up to 400% of your net monthly salary and pay it back in twelve (12) months.
Features of Small ticket Personal Loan
- No need to visit any Access bank branch as you can dial *901*11#
- No document is required
- No collateral is needed
- You can pay back in 12 months
Note that your eligibility will be displayed when you put in a request for the loan. Meanwhile, note the following:
- The phone number from which you request the loan must be linked to your BVN
- There must be evidence that you receive salary in the past month
- You must not have taken any loan that exceeded your eligible amount
- Must not have an existing loan whose monthly repayment is higher than your eligible amount.
- You can get this loan as many times as you want (but must not exceed your eligible amount).
- The interest is 1.7%, plus 1% management fee and 0.33% Credit life insurance.
If you want to apply for this loan and get other information, visit www.accessbankplc.com/personal-banking/loans/Small-Ticket-Personal-Loans.aspx.